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TITANIUM COMPACT- Get Quote |
TITANIUM KLASSIC- Get Quote |
TITANIUM ULTRA- Get Quote |
TITANIUM DELUXE- Get Quote |
TITANIUM ROYAL- Get Quote |
TITANIUM ROYAL-Get Quote |
| REGION OF COVER |
Nigeria |
Nigeria |
Nigeria |
Nigeria |
Nigeria |
Nigeria |
| PROVIDER TYPE |
Standard Network |
Standard Network |
Standard Network |
Standard Network |
St. Nicholas hospital etc |
Lagoon hospital etc |
| Premium Per Preson Per Annum (N) |
50,700 |
59,150 |
79,430 |
211,250 |
800,000 |
950,000 |
| Premium Per Family Per Annum (N) (Maximum of 4 children under 21 years of age) |
227,500 |
267,020 |
338,000 |
794,300 |
3,160,000 |
3,600,000 |
| OUT-PATIENT BENEFIT |
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| GP Consultations at chosen accredited primary care provider |
√ |
√ |
√ |
√ |
√ |
√ |
| Telemedicine: Voice call, Video call, Voice chat |
√ |
√ |
√ |
√ |
√ |
√ |
| ChatBot |
√ |
√ |
√ |
√ |
√ |
√ |
| Mobile App |
√ |
√ |
√ |
√ |
√ |
√ |
| 24-7 helpDesk |
√ |
√ |
√ |
√ |
√ |
√ |
| Basic Imaging : X Ray & Ultrasound scan |
√ |
√ |
√ |
√ |
√ |
√ |
| Prescribed medications |
√ |
√ |
√ |
√ |
√ |
√ |
| Acute care benefits including out-of-network care |
√ |
√ |
√ |
√ |
√ |
√ |
| Minor Surgeries |
√ |
√ |
√ |
√ |
√ |
√ |
| Annual physical in your doctor room |
√ |
√ |
√ |
√ |
√ |
√ |
| SPECIALIST CONSULTATION |
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| Consultation with common specialist limited to Gynaecologist, Obstetrician, General Surgeon, Peadeatrician, ENT Surgeon, Family Physician, Cardiologist |
up to 2 visits Per Annum |
up to 3 visits Per Annum |
up to 4 visits Per Annum |
up to 5 visits Per Annum |
up to 7 visits Per Annum |
up to 7 visits Per Annum |
| Consultation with Rare Specialists not limited to Neurosurgion,Endocrinologist, Rheumatologist, Nephrologist |
x |
| CHRONIC DISEASE MANAGEMENT |
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| Prescribed Medications via PharmAssist (after 12mths on the scheme) |
Up to N20,000 Per Annum |
Up to N25,000 Per Annum |
Up to N40,000 Per Annum |
Up to N60,000 Per Annum |
Up to N100,000 Per Annum |
Up to N100,000 Per Annum |
| PREVENTIVE & HEALTH PROMOTION BENEFIT |
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| Basic medical Screening (Principal only) |
x |
x |
Height, Weight, Blood Pressure, Fasting Blood Sugar, Urinalysis, Complete Blood Count. |
Height, Weight, Blood Pressure, Fasting Blood Sugar, Urinalysis, Complete Blood Count. |
Fasting Blood Sugar, Complete Blood Count, Stool For Occult Blood, Urinalysis, Chest Xray, Abdomino-pelvic Ultrasound, Liver Function Test ,Renal Function Test, ECG, Fasting lipid(35yrs & above),mammogram(40yrs & above), Prostate Specific Antigen(>45yrs old) |
Fasting Blood Sugar, Complete Blood Count, Stool For Occult Blood, Urinalysis, Chest Xray, Abdomino-pelvic Ultrasound, Liver Function Test ,Renal Function Test, ECG, Fasting lipid(35yrs & above),mammogram(40yrs & above), Prostate Specific Antigen(>45yrs old) |
| Comprehensive Annual Medical screening at designated facilities only: (Principal only) |
x |
x |
x |
x |
| MAJOR DISEASE CONDITION BENEFITS |
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| Surgical Procedures (Intermediate & Major) |
Up to N80,000 Limit Per Annum |
Up to N100,000 Limit Per Annum |
Up to N130,000 Limit Per Annum |
Up to N150,000 Limit Per Annum |
Up to N300,000 Limit Per Annum |
Up to N300,000 Limit Per Annum |
| Cancer care Limit Per Annumed to diagnosis, radiotherapy & chemotherapy |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Up to N100,000 Limit Per Annum |
Up to N100,000 Limit Per Annum |
| Blood Transfusion: Pints of Blood + Administration |
Up to N30,000 Limit Per Annum |
Up to N35,000 Limit Per Annum |
Up to N45,000 Limit Per Annum |
Up to N55,000 Limit Per Annum |
Up to N60,000 Limit Per Annum |
Up to N60,000 Limit Per Annum |
| REPRODUCTIVE & GYNAECOLOGICAL HEALTH BENEFIT |
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| Family Planning including IUCDS, Injectables, Oral Contraceptives, Norplant (after 12mths on the scheme) |
Up to N5,000 Per Annum |
Up to N10,000 Per Annum |
Up to N15,000 Per Annum |
Up to N20,000 Per Annum |
Up to N50,000 Per Annum |
Up to N50,000 Per Annum |
| Infertility Limit Per Annumed to diagnosis & prescribed medications |
x |
x |
x |
Up to N50,000 Per Annum |
Up to N100,000 Per Annum |
Up to N100,000 Per Annum |
| MATERNITY BENEFITS: (Family Plan holders only after 12mths) |
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| Ante-natal care at registered network provider |
Up to N80,000 Limit Per Annum |
Up to N100,000 Limit Per Annum |
Up to N120,000 Limit Per Annum |
Up to N150,000 Limit Per Annum |
Up to N250,000 Limit Per Annum |
Up to N250,000 Limit Per Annum |
| Normal Delivery plus admission, including Post-Partum Care |
| Operative Delivery plus admission, including Post-partum care |
| Medical Conditions during Pregnancy |
| Complications from Pregnancy & Childbirth |
| PAEDIATRIC CARE (FAMILY PLAN HOLDER ONLY) |
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| Consultation with Neonatologist & Peadeatrician |
x |
up to 2 consults max |
up to 2 consults max |
up to 2 consults max |
up to 2 consults max |
up to 2 consults max |
| Neonatal care including Phototherapy & Incubator care |
x |
Up to 24hrs Per Annum |
Up to 24hrs Per Annum |
Up to 48hrs Per Annum |
Up to 48hrs Per Annum |
Up to 48hrs Per Annum |
| Exchange blood transfusion |
x |
up to N25,000 |
up to N35,000 |
up to N50,000 |
up to N70,000 |
up to N70,000 |
| UNDER FIVE IMMUNIZATION BENEFIT |
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| NPI-approved Immunization limited to BCG, OPV, Hepatitis B, DPT, Heamophillus Influenza B, Measles, Yellow Fever, Pneumococcal, Rotavirus, Vitamin A |
√ |
√ |
√ |
√ |
√ |
√ |
| Non-NPI Immunization limited to Chicken Pox, Typhoid Fever, Meningitis |
x |
x |
x |
√ |
√ |
√ |
| IN-PATIENT BENEFIT |
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| Ward admission & Feeding |
Standard Ward up to 10 days Per Annum |
Semi-Private Ward up to 10 days Per Annum |
Private Ward up to 15 days Per Annum |
Private ward up to 18 days Per Annum |
Private ward up to 20 days Per Annum |
Private ward up to 20 days Per Annum |
| Laboratory investigations, Nursing care, dressing & prescribed medications |
√ |
√ |
√ |
√ |
√ |
√ |
| Specialist Review |
up to specialist consult Limit Per Annum stated above |
up to specialist consult Limit Per Annum stated above |
up to specialist consult Limit Per Annum stated above |
up to specialist consult Limit Per Annum stated above |
up to specialist consult Limit Per Annum stated above |
up to specialist consult Limit Per Annum stated above |
| ACCIDENT & EMERGENCY BENEFIT |
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| Nationwide Emergency evacuation, Emergency room care including consultations, investigations, surgical intervention & prescribed medications to stabilise the patient in the Emergency room only |
Up to N50,000 Limit Per Annum |
Up to N60,000 Limit Per Annum |
Up to N80,00 Limit Per Annum |
Up to N100,000 Limit Per Annum |
Up to N200,000 Limit Per Annum |
Up to N200,000 Limit Per Annum |
| EYE CARE BENEFIT |
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| Treatment of minor eye ailments: Conjunctivitis, Simple contusions, abrasions, foreign bodies, |
√ |
√ |
√ |
√ |
√ |
√ |
| Consultation with Optician, including test, Lens & Prescribed Medications |
Up to N7,000 Limit Per Annum |
Up to N8,500 Limit Per Annum |
Up to N10,500 Limit Per Annum |
Up to N15,000 Limit Per Annum |
Up to N40,000 Limit Per Annum |
Up to N40,000 Limit Per Annum |
| DENTAL CARE BENEFIT |
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| Basic dental care, Limited to GP consult and pain relief |
√ |
√ |
√ |
√ |
√ |
√ |
| Consultation with Dentist including Dental investigations, pain therapy, simple & surgical extraction, Amalgam filling, Root canal treatment, Gingival treatment & crowning only |
Up to N10,000 Per Annum |
Up to N15,000 Per Annum |
Up to 20,000 Per Annum |
Up to N25,000 Limit Per Annum |
Up to N50,000 Limit Per Annum |
Up to N50,000 Limit Per Annum |
| ADDITIONAL BENEFITS |
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| Physiotherapy treatment |
3 sessions per annum |
4 sessions per annum |
5 sessions per annum |
6 sessions per annum |
7 sessions per annum |
7 sessions per annum |
| (including prescribed appliances like neck collars, corsets, crutches, elastic socks etc) |
Up to N10,000 Per Annum |
Up to N15,000 Per Annum |
Up to N20,000 Per Annum |
Up to N30,000 Per Annum |
Up to N50,000 Per Annum |
Up to N50,000 Per Annum |
| Mental assessment & treatment of acute phase up to 2 weeks |
Up to N20,000 Per Annum |
Up to N25,000 Per Annum |
Up to N35,000 Per Annum |
Up to N40,000 Per Annum |
Up to N50,000 Per Annum |
Up to N50,000 Per Annum |
| EARS, NOSE & THROAT CARE BENEFITS |
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| Treatment of ENT Diseases & removal of foreign body |
√ |
√ |
√ |
√ |
√ |
√ |
| ENT Surgeries |
up to surgical limit |
up to surgical limit |
up to surgical limit |
up to surgical limit |
up to surgical limit |
up to surgical limit |
| HIV/AIDS Treatment at designated centres |
√ |
√ |
√ |
√ |
√ |
√ |
| Specialized Laboratory Studies like Hormonal Assays, D-dimers, Cardiac Enzymes etc |
x |
√ once annually |
√ once annually |
√ once annually |
√ once annually |
√ once annually |
| Specialized Imaging Studies echocardiogram, IVU, Contrast studies, Doppler Scan etc |
x |
x |
√ once annually |
√ once annually |
√ once annually |
√ once annually |
| Advanced Radiological Studies CT scan or MRI (once annually) |
x |
x |
Limited to CT-Scan |
√ |
√ |
√ |
| Health talks, webinars |
√ |
√ |
√ |
√ |
√ |
√ |
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| Inpatient Limit Per Annum Per Individual (N) |
213,675.00 |
231,000.00 |
396,000.00 |
508,200.00 |
780,000.00 |
840,000.00 |
| Outpatient Limit Per Annum Per Individual (N) |
142,450.00 |
154,000.00 |
264,000.00 |
338,800.00 |
520,000.00 |
560,000.00 |
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| Inpatient Limit Per Annum per Family (N) |
534,187.50 |
577,500.00 |
990,000.00 |
1,270,500.00 |
2,964,000.00 |
3,060,000.00 |
| Outpatient Limit Per Annum per Family (N) |
356,125.00 |
385,000.00 |
660,000.00 |
847,000.00 |
1,976,000.00 |
2,040,000.00 |
| *Please note that there is a 12-month waiting period for all chronic conditions, maternity & surgical cases-
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